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Contact us today on 02 9796 0400 or complete an online form for advice.


Enquiry Form

  • Contact us today on 02 9796 0400 or complete the form below for advice.

Embrace Risk

The construction and civil engineering industry is fraught with major exposures and perils that require a thorough insurance and risk management program – and a knowledgeable broker – to adequately deal with.

Emjay Insurance Brokers’ construction specialists have experience in assisting principals and contractors across the industry spectrum. From large scale civil engineering projects, major plant upgrades, road and rail infrastructure and above and below-ground mining facilities, to residential and commercial construction projects, including schools, hospitals, housing estates and many more, we have the expertise you need.

Additional Services

In addition to the usual commercial insurances, Emjay’s construction team can assist with the following insurances:

  • Contract works
  • Professional indemnity
  • Contract works liability
  • Commercial Motor
  • Bonds Environmental liability
  • Delay in start-up insurance
  • Project cargo insurance
  • Plant and machinery

We Protect Your Downside

As part of our complete advisory service, Emjay can also provide the following services to our existing clients:

  • Dedicated claims management
  • Workers compensation insurance services
  • Contract reviews
  • Access to specialised offshore markets
  • Risk management – hazard identification and risk improvement surveys

The Benefits To Contractors

1. Certainty
Certainty of policy coverage and policy response. In cases where another party is responsible for arranging the insurance terms of cover may change. For example, deductibles may be increased, cover deleted or the policy cancelled without the contractor being consulted.

2. Choice
Ability to choose the insurer.

3. Control over claims funds
Where the sub-contractor is simply noted on the Principal’s policy, they may not have control on how the Principal spends the claims funds.

4. Reduced possibility
Reduced possibility of contractual disputes following an insured event.

5. Continuity of project
Reduces reliance on Principal in the event of an insurance claim. This reduces risk of loss of reputation and/or contractual dispute with Principal customer following an insured event.

6. Reduced exposure
Reduces exposure to high deductible of Principal’s insurance providing greater certainty of policy cover and improved balance sheet protection.

We're here for you

At Emjay Insurance Brokers, we can offer contractors the best advice and insurance products to cover their specific needs, including the option of a deductible ‘Buy Down’ policy, which offers lower exposure to the insurer and therefore attracting a lower premium rate.

Speak to Emjay Insurance Brokers for all your civil construction insurance queries. For more information on how we can assist you, contact us today on 02 9796 0400.

Hear from our clients

"We have been involved with WCR /Emjay Group for over 15years. Their commitment to improving our Workers Compensation/Risk Management issues has given our business the re-assurance that best outcomes are always achieved. You will not be disappointed with their service."

Sam Treffiletti, Managing Director , Trazmet Group

"Powerful Organisation with a strong desire to achieve the absolute best outcomes for PYBAR. Great business partners who understand our business and have our utmost respect. Thanks guys."

Wayne Bradford, Manager , PYBAR Group

"If your business is labour intense you need the services offered of Emjay Group. I would not want to be in business without the comfort of knowing they are involved in managing our risk exposures and costs."

Paul Rouse, CEO , Pybar Mining Services

"With a high proportion of casual staff we constantly face work related injuries. Thanks to Emjay Group we no longer feel management of our claims and associated costs are uncontrolled."

Ian Garton, Principal , McDonalds Restaurants

Our Location

Our offices are conveniently situated at 2 locations in Sydney.


Suite 610, 2-8 Brookhollow Avenue Norwest NSW 2153

Get Directions

02 9796 0400

02 9790 7017


Level 19, 227 Elizabeth Street, Sydney, NSW 2000 Australia

Get Directions

02 9796 0400

02 9790 7017