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Cyber-crime – we are all at risk

It seems no matter how many stories we read or hear about cyber-crime attacks and data breaches, businesses still hold the view it will happen to someone else’s business, and never our own. Yet the list of companies whose data security has been breached reads like a Who’s Who of big names – Home Depot, Sony, [...]

Are your office employees too static?

Recent research from the UK and USA makes for depressing reading if you run a business which involves your staff doing a lot of sitting around. While they may be incredibly productive, chair-bound workers are increasingly being encouraged to be more active around the office in order to improve their long-term physical and mental health. [...]

By | 2017-04-07T15:40:19+00:00 February 2nd, 2017|Emjay Insurance, Insurance Sydney, Staff|0 Comments

Get run-off cover before running off

Are you planning to sell your business or retire soon? As you prepare to walk away from your business and retreat to your new life of leisure, you’ll have lots of decisions to make. One of them will be whether to continue your business insurance. The good news is that you can dispense with most [...]

No one loves insurance… until they need it!

Insurers tell us that they’ve been doing it tough over recent years, with heated competition in their commercial businesses leading to low profit margins. While reinsurance prices have remained low, insurance companies have been jostling for customers’ business which has helped to drive premiums south. This may all be set to change, with news that [...]

The threat of terror – Developing a terrorism risk management plan

9/11. Bali. London. Madrid. Paris. Terror attacks are unfortunately all too frequent. And we now hear almost daily reports of young Australians being stopped at the border as they attempt to travel to the Middle East to join the fight with Islamic State jihadists. Terrorism is no longer a distant threat. The changing political landscape [...]

Farming goes high tech – Using data for farm risk management

It’s estimated that the world’s population will reach a staggering 9 billion people by 2050. And according to the United Nations’ Food and Agricultural Organisation, by 2050 we’ll need to produce 70 per cent more food to feed our increasingly crowded world. But how can we possibly meet this enormous additional demand? Productivity is the [...]

When disaster strikes – Manage your risk to reinforce your supply chain

Tianjin. It was a man-made catastrophe. The impact of the series of explosions in the Chinese port city on 13 August 2015 rocked the world. The force of just one of the blasts was estimated to be equivalent to 21 tonnes of TNT, shooting fireballs hundreds of metres into the sky. 173 people died and [...]

By | 2017-04-27T14:26:03+00:00 February 17th, 2016|Emjay Insurance, Risk Strategies|0 Comments

Cyber insurance – More important than ever with new laws on horizon

Cyber security breaches were big news in 2015. It seemed barely a day went by where the media wasn’t reporting yet another major hack somewhere in the world. According to US-based Privacy Rights Clearinghouse, there were more than 120 million personal records breached globally in just the first eight months of 2015. This was up [...]

Performance matters – Why it’s time to get real about employee engagement

In a bold move, global professional services firm KPMG recently opted to dump its annual employee engagement survey. Why? Accordingly to Robert Bolton, the lead partner of KPMG’s global HR transformation centre of excellence, “[the] term ‘engagement’ is abused, it’s misunderstood, it’s not evidence-based and it’s a minefield”. The days of the annual employee engagement [...]

By | 2017-04-27T14:26:05+00:00 February 3rd, 2016|Emjay Insurance, Staff|0 Comments
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