Being a commercial property owner is a big investment and may represent a significant part of your income stream. That’s why you need the right insurance in place to protect against a range of risks and safeguard your property.
Emjay Insurance Brokers can provide you with a complete solution for your commercial property needs.
We understand that every commercial property is different. We’ll work with you to identify risks and exposures, and ensure your asset is fully protected.
How we can help
Whether you’re insuring a single property or assets across multiple locations, Emjay Insurance Brokers can tailor the right insurance solution, including cover for:
- Property damage for physical loss or damage to your property from insured events such as fire, flood, lightening, explosion or other malicious acts such as burglary or vandalism
- Property owners liability for protection if you’re found to be legally responsible for personal injury to a third party or damage to their property
- Loss of income for any reduction in your business income as a result of damage to your property
- Glass and signs for loss or damage to glass windows, signs and displays at your commercial premises
- Rent default to protect you if tenants default on rent or your property is subject to an insured event resulting in loss of rental income
We also provide the following services to meet your insurance needs:
- Valuation – Underinsuring your commercial property can be a costly mistake if the worst happens. That’s why we work closely with an independent insurance valuer to determine an accurate replacement cost and ensure your property is covered.
- Risk survey – Identifying potential threats and putting preventative measures in place to reduce risks is essential. We can help by initiating and supporting the management of this important process.
Commercial strata insurance provides cover for commercial strata titled properties, ranging from retail shops through to multi-tenanted industrial sites.
Emjay Insurance Brokers have access to a range of covers and options. Regardless of the size or type of your commercial strata property, we can tailor a policy to suit your insurance requirements.